Call reports 2003
HARBOR BANK OF MARYLAND, THE — 2003
What HARBOR BANK OF MARYLAND, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 213,011,000 | 216,925,000 | 211,981,000 | 219,051,000 |
| Total loans | 130,833,000 | 145,530,000 | 148,157,000 | 151,218,000 |
| Allowance for loan losses | 1,014,000 | 1,118,000 | 1,306,000 | 1,488,000 |
| Securities available for sale | 52,847,000 | 40,269,000 | 33,035,000 | 35,788,000 |
| Securities held to maturity | 2,055,000 | 2,054,000 | 2,051,000 | 2,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,110,000 | 199,664,000 | 194,438,000 | 195,901,000 |
| Interest-bearing deposits | 166,623,000 | 167,550,000 | 162,493,000 | 163,419,000 |
| Noninterest-bearing deposits | 29,487,000 | 32,114,000 | 31,945,000 | 32,482,000 |
| Equity capital | 16,083,000 | 16,394,000 | 16,594,000 | 22,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 6,018,000 | 8,967,000 | 11,886,000 |
| Interest expense | 637,000 | 1,256,000 | 1,787,000 | 2,236,000 |
| Net interest income | 2,290,000 | 4,762,000 | 7,180,000 | 9,650,000 |
| Noninterest income | 431,000 | 866,000 | 1,268,000 | 2,281,000 |
| Noninterest expense | 2,035,000 | 4,142,000 | 6,214,000 | 8,456,000 |
| Provision for loan losses | 223,000 | 365,000 | 523,000 | 755,000 |
| Pretax income | 546,000 | 1,204,000 | 1,936,000 | 2,945,000 |
| Income tax | 119,000 | 373,000 | 604,000 | 943,000 |
| Net income | 427,000 | 831,000 | 1,332,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,489,000 | 12,879,000 | 13,323,000 | 18,915,000 |
| Total capital | 13,503,000 | 13,997,000 | 14,629,000 | 20,403,000 |
| Risk-weighted assets | 134,299,000 | 146,880,000 | 150,241,000 | 156,762,000 |
Machine access — free, no API key
Every figure shown here about HARBOR BANK OF MARYLAND, THE — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.