Call reports 2025
BANK OF NEWINGTON — 2025
What BANK OF NEWINGTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 287,171,000 | 300,918,000 | 308,613,000 | 313,019,000 |
| Total loans | 226,913,000 | 240,103,000 | 239,683,000 | 248,580,000 |
| Allowance for loan losses | 3,857,000 | 3,983,000 | 4,119,000 | 4,670,000 |
| Securities available for sale | 18,881,000 | 20,709,000 | 22,343,000 | 25,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,769,000 | 262,326,000 | 268,550,000 | 282,638,000 |
| Interest-bearing deposits | 203,297,000 | 216,791,000 | 225,369,000 | 239,026,000 |
| Noninterest-bearing deposits | 46,472,000 | 45,535,000 | 43,181,000 | 43,612,000 |
| Equity capital | 25,172,000 | 26,331,000 | 27,467,000 | 28,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,215,000 | 10,743,000 | 16,352,000 | 22,145,000 |
| Interest expense | 1,887,000 | 3,811,000 | 5,876,000 | 7,836,000 |
| Net interest income | 3,328,000 | 6,932,000 | 10,476,000 | 14,309,000 |
| Noninterest income | 208,000 | 423,000 | 660,000 | 927,000 |
| Noninterest expense | 2,014,000 | 4,121,000 | 6,564,000 | 9,210,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,000,000 |
| Pretax income | 1,372,000 | 2,934,000 | 4,122,000 | 4,917,000 |
| Income tax | 292,000 | 627,000 | 978,000 | 1,191,000 |
| Net income | 1,080,000 | 2,307,000 | 3,144,000 | 3,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,512,000 | 26,739,000 | 27,576,000 | 28,157,000 |
| Total capital | 28,269,000 | 29,610,000 | 30,446,000 | 31,181,000 |
| Risk-weighted assets | 218,967,000 | 228,081,000 | 227,867,000 | 239,843,000 |