Call reports 2022
BANK OF NEWINGTON — 2022
What BANK OF NEWINGTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 181,571,000 | 192,409,000 | 197,369,000 | 206,924,000 |
| Total loans | 138,463,000 | 152,386,000 | 160,477,000 | 165,187,000 |
| Allowance for loan losses | 2,170,000 | 2,220,000 | 2,299,000 | 2,417,000 |
| Securities available for sale | 1,775,000 | 4,862,000 | 4,684,000 | 4,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,319,000 | 173,418,000 | 177,496,000 | 187,033,000 |
| Interest-bearing deposits | 126,730,000 | 134,140,000 | 135,620,000 | 148,916,000 |
| Noninterest-bearing deposits | 34,589,000 | 39,278,000 | 41,876,000 | 38,117,000 |
| Equity capital | 16,491,000 | 17,106,000 | 17,821,000 | 18,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,325,000 | 8,311,000 | 11,545,000 |
| Interest expense | 347,000 | 682,000 | 998,000 | 1,551,000 |
| Net interest income | 2,286,000 | 4,643,000 | 7,313,000 | 9,994,000 |
| Noninterest income | 150,000 | 224,000 | 321,000 | 418,000 |
| Noninterest expense | 1,339,000 | 2,663,000 | 4,056,000 | 5,916,000 |
| Provision for loan losses | 0 | 50,000 | 125,000 | 275,000 |
| Pretax income | 1,097,000 | 2,154,000 | 3,453,000 | 4,221,000 |
| Income tax | 263,000 | 523,000 | 835,000 | 1,003,000 |
| Net income | 834,000 | 1,631,000 | 2,618,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,346,000 | 17,015,000 | 17,853,000 | 18,303,000 |
| Total capital | 17,947,000 | 18,754,000 | 19,690,000 | 20,208,000 |
| Risk-weighted assets | 127,532,000 | 138,611,000 | 146,520,000 | 151,895,000 |