Call reports 2021
BANK OF NEWINGTON — 2021
What BANK OF NEWINGTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 164,779,000 | 167,742,000 | 171,361,000 | 172,941,000 |
| Total loans | 125,643,000 | 137,413,000 | 141,521,000 | 141,868,000 |
| Allowance for loan losses | 2,025,000 | 2,026,000 | 2,118,000 | 2,169,000 |
| Securities available for sale | 1,401,000 | 1,410,000 | 1,401,000 | 1,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,443,000 | 151,480,000 | 153,965,000 | 155,693,000 |
| Interest-bearing deposits | 121,609,000 | 120,081,000 | 123,999,000 | 123,954,000 |
| Noninterest-bearing deposits | 27,834,000 | 31,399,000 | 29,966,000 | 31,739,000 |
| Equity capital | 13,659,000 | 14,442,000 | 15,243,000 | 15,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,826,000 | 7,404,000 | 10,171,000 |
| Interest expense | 440,000 | 861,000 | 1,245,000 | 1,616,000 |
| Net interest income | 1,867,000 | 3,965,000 | 6,159,000 | 8,555,000 |
| Noninterest income | 82,000 | 186,000 | 278,000 | 366,000 |
| Noninterest expense | 1,171,000 | 2,346,000 | 3,626,000 | 5,333,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 200,000 |
| Pretax income | 628,000 | 1,655,000 | 2,661,000 | 3,388,000 |
| Income tax | 112,000 | 333,000 | 575,000 | 742,000 |
| Net income | 516,000 | 1,322,000 | 2,086,000 | 2,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,606,000 | 14,331,000 | 15,088,000 | 15,642,000 |
| Total capital | 15,062,000 | 15,905,000 | 16,717,000 | 17,294,000 |
| Risk-weighted assets | 115,878,000 | 125,497,000 | 129,818,000 | 131,633,000 |