Call reports 2019
BANK OF NEWINGTON — 2019
What BANK OF NEWINGTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,190,000 | 141,407,000 | 145,497,000 | 145,864,000 |
| Total loans | 110,136,000 | 120,105,000 | 121,560,000 | 116,011,000 |
| Allowance for loan losses | 1,889,000 | 2,038,000 | 2,052,000 | 1,757,000 |
| Securities available for sale | 968,000 | 992,000 | 993,000 | 997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,736,000 | 123,743,000 | 127,384,000 | 132,120,000 |
| Interest-bearing deposits | 98,124,000 | 107,711,000 | 111,946,000 | 115,718,000 |
| Noninterest-bearing deposits | 14,612,000 | 16,032,000 | 15,438,000 | 16,402,000 |
| Equity capital | 11,818,000 | 11,990,000 | 12,228,000 | 12,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,170,000 | 6,460,000 | 8,767,000 |
| Interest expense | 467,000 | 997,000 | 1,586,000 | 2,222,000 |
| Net interest income | 1,561,000 | 3,173,000 | 4,874,000 | 6,545,000 |
| Noninterest income | 176,000 | 240,000 | 368,000 | 538,000 |
| Noninterest expense | 1,063,000 | 2,172,000 | 3,344,000 | 4,766,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 524,000 | 941,000 | 1,448,000 | 1,867,000 |
| Income tax | 109,000 | 191,000 | 282,000 | 382,000 |
| Net income | 415,000 | 750,000 | 1,166,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,839,000 | 11,993,000 | 12,230,000 | 12,528,000 |
| Total capital | 13,170,000 | 13,395,000 | 13,633,000 | 13,869,000 |
| Risk-weighted assets | 105,922,000 | 111,488,000 | 111,619,000 | 106,846,000 |