Call reports 2018
BANK OF NEWINGTON — 2018
What BANK OF NEWINGTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,619,000 | 128,648,000 | 132,399,000 | 129,596,000 |
| Total loans | 102,819,000 | 107,850,000 | 111,559,000 | 107,944,000 |
| Allowance for loan losses | 1,751,000 | 1,659,000 | 1,489,000 | 1,746,000 |
| Securities available for sale | 993,000 | 969,000 | 970,000 | 976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,452,000 | 109,922,000 | 115,186,000 | 112,714,000 |
| Interest-bearing deposits | 92,419,000 | 96,819,000 | 103,361,000 | 100,854,000 |
| Noninterest-bearing deposits | 12,033,000 | 13,104,000 | 11,825,000 | 11,860,000 |
| Equity capital | 10,729,000 | 11,085,000 | 11,403,000 | 11,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,820,000 | 5,870,000 | 7,919,000 |
| Interest expense | 340,000 | 726,000 | 1,175,000 | 1,655,000 |
| Net interest income | 1,563,000 | 3,094,000 | 4,695,000 | 6,264,000 |
| Noninterest income | 154,000 | 282,000 | 401,000 | 542,000 |
| Noninterest expense | 875,000 | 1,774,000 | 2,816,000 | 3,904,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 800,000 |
| Pretax income | 692,000 | 1,302,000 | 1,830,000 | 2,102,000 |
| Income tax | 171,000 | 293,000 | 395,000 | 455,000 |
| Net income | 521,000 | 1,009,000 | 1,435,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,724,000 | 11,109,000 | 11,427,000 | 11,531,000 |
| Total capital | 11,910,000 | 12,349,000 | 12,693,000 | 12,815,000 |
| Risk-weighted assets | 94,315,000 | 98,797,000 | 101,032,000 | 102,280,000 |