Call reports 2017
BANK OF NEWINGTON — 2017
What BANK OF NEWINGTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,404,000 | 116,929,000 | 120,707,000 | 118,442,000 |
| Total loans | 95,008,000 | 102,754,000 | 103,020,000 | 101,855,000 |
| Allowance for loan losses | 1,732,000 | 1,858,000 | 1,942,000 | 1,639,000 |
| Securities available for sale | 991,000 | 991,000 | 991,000 | 993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,878,000 | 102,993,000 | 104,432,000 | 102,738,000 |
| Interest-bearing deposits | 87,876,000 | 92,067,000 | 93,731,000 | 92,522,000 |
| Noninterest-bearing deposits | 11,002,000 | 10,926,000 | 10,701,000 | 10,216,000 |
| Equity capital | 9,848,000 | 10,227,000 | 10,405,000 | 10,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,297,000 | 5,072,000 | 7,065,000 |
| Interest expense | 263,000 | 537,000 | 853,000 | 1,178,000 |
| Net interest income | 1,276,000 | 2,760,000 | 4,219,000 | 5,887,000 |
| Noninterest income | 597,000 | 663,000 | 772,000 | 838,000 |
| Noninterest expense | 895,000 | 1,747,000 | 2,674,000 | 3,729,000 |
| Provision for loan losses | 350,000 | 500,000 | 650,000 | 1,000,000 |
| Pretax income | 628,000 | 1,176,000 | 1,667,000 | 1,996,000 |
| Income tax | 235,000 | 404,000 | 609,000 | 919,000 |
| Net income | 393,000 | 772,000 | 1,058,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,694,000 | 10,188,000 | 10,332,000 | 10,248,000 |
| Total capital | 10,824,000 | 11,387,000 | 11,504,000 | 11,430,000 |
| Risk-weighted assets | 89,754,000 | 95,278,000 | 92,958,000 | 94,122,000 |