Call reports 2015
BANK OF NEWINGTON — 2015
What BANK OF NEWINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,829,000 | 82,682,000 | 86,875,000 | 86,756,000 |
| Total loans | 61,959,000 | 65,207,000 | 68,772,000 | 71,163,000 |
| Allowance for loan losses | 1,064,000 | 1,016,000 | 985,000 | 1,111,000 |
| Securities available for sale | 0 | 0 | 489,000 | 0 |
| Securities held to maturity | 0 | 489,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,420,000 | 74,586,000 | 78,209,000 | 78,098,000 |
| Interest-bearing deposits | 67,843,000 | 67,762,000 | 70,265,000 | 70,831,000 |
| Noninterest-bearing deposits | 6,577,000 | 6,824,000 | 7,944,000 | 7,267,000 |
| Equity capital | 6,318,000 | 6,925,000 | 7,422,000 | 7,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,168,000 | 3,392,000 | 4,555,000 |
| Interest expense | 215,000 | 430,000 | 640,000 | 847,000 |
| Net interest income | 827,000 | 1,738,000 | 2,752,000 | 3,708,000 |
| Noninterest income | 248,000 | 350,000 | 504,000 | 701,000 |
| Noninterest expense | 761,000 | 1,480,000 | 2,263,000 | 3,251,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 270,000 |
| Pretax income | 224,000 | 428,000 | 813,000 | 888,000 |
| Income tax | 0 | -403,000 | -515,000 | -514,000 |
| Net income | 224,000 | 831,000 | 1,328,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,318,000 | 6,663,000 | 7,029,000 | 7,181,000 |
| Total capital | 7,064,000 | 7,427,000 | 7,831,000 | 8,017,000 |
| Risk-weighted assets | 59,378,000 | 60,708,000 | 63,738,000 | 66,382,000 |