Call reports 2013
BANK OF NEWINGTON — 2013
What BANK OF NEWINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,953,000 | 75,708,000 | 78,574,000 | 74,418,000 |
| Total loans | 55,494,000 | 59,209,000 | 60,636,000 | 58,040,000 |
| Allowance for loan losses | 1,370,000 | 1,459,000 | 1,436,000 | 1,501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,390,000 | 70,024,000 | 72,614,000 | 68,416,000 |
| Interest-bearing deposits | 62,590,000 | 64,397,000 | 66,080,000 | 62,673,000 |
| Noninterest-bearing deposits | 6,800,000 | 5,627,000 | 6,534,000 | 5,743,000 |
| Equity capital | 4,753,000 | 4,806,000 | 4,986,000 | 5,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,896,000 | 2,875,000 | 3,855,000 |
| Interest expense | 247,000 | 493,000 | 745,000 | 991,000 |
| Net interest income | 660,000 | 1,403,000 | 2,130,000 | 2,864,000 |
| Noninterest income | 287,000 | 380,000 | 575,000 | 771,000 |
| Noninterest expense | 651,000 | 1,389,000 | 2,066,000 | 2,849,000 |
| Provision for loan losses | 148,000 | 193,000 | 258,000 | 363,000 |
| Pretax income | 148,000 | 201,000 | 381,000 | 423,000 |
| Income tax | 0 | 0 | 0 | -100,000 |
| Net income | 148,000 | 201,000 | 381,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,806,000 | 4,986,000 | 5,128,000 |
| Total capital | 5,450,000 | 5,514,000 | 5,714,000 | 5,824,000 |
| Risk-weighted assets | 55,111,000 | 55,910,000 | 57,510,000 | 54,902,000 |