Call reports 2012
BANK OF NEWINGTON — 2012
What BANK OF NEWINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,593,000 | 73,568,000 | 74,325,000 | 73,126,000 |
| Total loans | 55,362,000 | 56,796,000 | 55,218,000 | 52,998,000 |
| Allowance for loan losses | 1,553,000 | 1,278,000 | 1,356,000 | 1,376,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,069,000 | 66,878,000 | 67,423,000 | 67,748,000 |
| Interest-bearing deposits | 62,276,000 | 63,023,000 | 61,384,000 | 60,922,000 |
| Noninterest-bearing deposits | 4,793,000 | 3,855,000 | 6,039,000 | 6,826,000 |
| Equity capital | 4,722,000 | 4,779,000 | 4,794,000 | 4,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 1,885,000 | 2,777,000 | 3,847,000 |
| Interest expense | 288,000 | 572,000 | 829,000 | 1,086,000 |
| Net interest income | 708,000 | 1,313,000 | 1,948,000 | 2,761,000 |
| Noninterest income | 296,000 | 429,000 | 434,000 | 600,000 |
| Noninterest expense | 659,000 | 1,259,000 | 1,814,000 | 2,869,000 |
| Provision for loan losses | 168,000 | 249,000 | 320,000 | 433,000 |
| Pretax income | 177,000 | 234,000 | 248,000 | 59,000 |
| Income tax | 1,000 | 1,000 | 0 | 0 |
| Net income | 176,000 | 233,000 | 248,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,722,000 | 4,779,000 | 4,794,000 | 4,605,000 |
| Total capital | 5,434,000 | 5,492,000 | 5,476,000 | 5,279,000 |
| Risk-weighted assets | 56,102,000 | 56,502,000 | 53,859,000 | 53,204,000 |