Call reports 2011
BANK OF NEWINGTON — 2011
What BANK OF NEWINGTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,941,000 | 72,556,000 | 70,651,000 | 69,980,000 |
| Total loans | 52,433,000 | 51,771,000 | 53,156,000 | 54,111,000 |
| Allowance for loan losses | 1,248,000 | 1,153,000 | 1,054,000 | 1,377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 501,000 | 500,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,512,000 | 66,108,000 | 63,746,000 | 63,666,000 |
| Interest-bearing deposits | 63,486,000 | 61,940,000 | 59,265,000 | 58,771,000 |
| Noninterest-bearing deposits | 4,026,000 | 4,168,000 | 4,481,000 | 4,895,000 |
| Equity capital | 4,792,000 | 4,748,000 | 5,096,000 | 4,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 1,949,000 | 2,814,000 | 3,679,000 |
| Interest expense | 374,000 | 727,000 | 1,053,000 | 1,333,000 |
| Net interest income | 639,000 | 1,222,000 | 1,761,000 | 2,346,000 |
| Noninterest income | 202,000 | 292,000 | 225,000 | 136,000 |
| Noninterest expense | 616,000 | 1,260,000 | 1,986,000 | 2,638,000 |
| Provision for loan losses | 50,000 | 123,000 | 1,061,000 | 1,455,000 |
| Pretax income | 175,000 | 131,000 | -1,061,000 | -1,611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 131,000 | -1,061,000 | -1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,792,000 | 4,748,000 | 5,096,000 | 4,546,000 |
| Total capital | 5,480,000 | 5,431,000 | 5,783,000 | 5,239,000 |
| Risk-weighted assets | 54,480,000 | 54,162,000 | 54,603,000 | 54,776,000 |