Call reports 2009
BANK OF NEWINGTON — 2009
What BANK OF NEWINGTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 97,267,000 | 94,986,000 | 92,412,000 | 89,255,000 |
| Total loans | 70,127,000 | 72,186,000 | 70,924,000 | 64,547,000 |
| Allowance for loan losses | 1,670,000 | 1,471,000 | 912,000 | 1,450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 1,005,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,382,000 | 84,134,000 | 82,646,000 | 81,332,000 |
| Interest-bearing deposits | 79,539,000 | 78,509,000 | 77,155,000 | 76,661,000 |
| Noninterest-bearing deposits | 6,843,000 | 5,625,000 | 5,491,000 | 4,671,000 |
| Equity capital | 10,560,000 | 10,544,000 | 9,457,000 | 7,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,794,000 | 4,053,000 | 5,183,000 |
| Interest expense | 780,000 | 1,522,000 | 2,236,000 | 2,870,000 |
| Net interest income | 603,000 | 1,272,000 | 1,817,000 | 2,313,000 |
| Noninterest income | 69,000 | 138,000 | 215,000 | 207,000 |
| Noninterest expense | 536,000 | 1,215,000 | 1,849,000 | 2,856,000 |
| Provision for loan losses | 75,000 | 150,000 | 1,225,000 | 3,853,000 |
| Pretax income | 61,000 | 45,000 | -1,042,000 | -4,189,000 |
| Income tax | 0 | 0 | 0 | -1,168,000 |
| Net income | 61,000 | 45,000 | -1,042,000 | -3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,560,000 | 10,544,000 | 9,457,000 | 7,478,000 |
| Total capital | 11,460,000 | 11,453,000 | 10,327,000 | 8,349,000 |
| Risk-weighted assets | 71,268,000 | 72,119,000 | 69,585,000 | 69,073,000 |