Call reports 2007
BANK OF NEWINGTON — 2007
What BANK OF NEWINGTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,451,000 | 99,789,000 | 102,773,000 | 99,073,000 |
| Total loans | 78,887,000 | 80,779,000 | 79,840,000 | 75,223,000 |
| Allowance for loan losses | 1,012,000 | 1,016,000 | 946,000 | 1,100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,263,000 | 5,110,000 | 5,111,000 | 5,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,851,000 | 88,839,000 | 91,215,000 | 88,005,000 |
| Interest-bearing deposits | 78,697,000 | 83,003,000 | 85,744,000 | 83,529,000 |
| Noninterest-bearing deposits | 6,154,000 | 5,836,000 | 5,471,000 | 4,476,000 |
| Equity capital | 10,025,000 | 10,510,000 | 10,976,000 | 10,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,354,000 | 6,592,000 | 8,656,000 |
| Interest expense | 914,000 | 1,865,000 | 2,918,000 | 3,965,000 |
| Net interest income | 1,291,000 | 2,489,000 | 3,674,000 | 4,691,000 |
| Noninterest income | 52,000 | 104,000 | 181,000 | 306,000 |
| Noninterest expense | 593,000 | 1,091,000 | 1,621,000 | 2,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 756,000 |
| Pretax income | 750,000 | 1,502,000 | 2,234,000 | 1,874,000 |
| Income tax | 266,000 | 533,000 | 799,000 | 662,000 |
| Net income | 484,000 | 969,000 | 1,435,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,025,000 | 10,510,000 | 10,976,000 | 10,753,000 |
| Total capital | 10,991,000 | 11,520,000 | 11,922,000 | 11,714,000 |
| Risk-weighted assets | 77,274,000 | 80,779,000 | 80,214,000 | 76,757,000 |