Call reports 2002
BANK OF NEWINGTON — 2002
What BANK OF NEWINGTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,248,000 | 46,414,000 | 48,075,000 | 51,729,000 |
| Total loans | 31,308,000 | 36,097,000 | 39,419,000 | 41,673,000 |
| Allowance for loan losses | 327,000 | 372,000 | 400,000 | 433,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,089,000 | 4,350,000 | 3,852,000 | 3,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,207,000 | 41,168,000 | 42,512,000 | 46,325,000 |
| Interest-bearing deposits | 36,397,000 | 35,949,000 | 38,618,000 | 42,053,000 |
| Noninterest-bearing deposits | 3,810,000 | 5,219,000 | 3,894,000 | 4,272,000 |
| Equity capital | 4,905,000 | 5,121,000 | 5,435,000 | 5,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,721,000 | 2,674,000 | 3,604,000 |
| Interest expense | 378,000 | 741,000 | 1,104,000 | 1,495,000 |
| Net interest income | 470,000 | 980,000 | 1,570,000 | 2,109,000 |
| Noninterest income | 65,000 | 144,000 | 231,000 | 317,000 |
| Noninterest expense | 306,000 | 597,000 | 891,000 | 1,438,000 |
| Provision for loan losses | 0 | 40,000 | 70,000 | 250,000 |
| Pretax income | 229,000 | 487,000 | 840,000 | 738,000 |
| Income tax | 39,000 | 81,000 | 121,000 | 251,000 |
| Net income | 190,000 | 406,000 | 719,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,905,000 | 5,121,000 | 5,435,000 | 5,203,000 |
| Total capital | 5,232,000 | 5,493,000 | 5,835,000 | 5,636,000 |
| Risk-weighted assets | 30,745,000 | 35,076,000 | 37,873,000 | 40,011,000 |