Call reports 2012
ANSON BANK & TRUST CO. — 2012
What ANSON BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,604,000 | 59,288,000 | 59,167,000 | 59,694,000 |
| Total loans | 41,224,000 | 39,473,000 | 37,337,000 | 36,903,000 |
| Allowance for loan losses | 1,029,000 | 1,047,000 | 982,000 | 877,000 |
| Securities available for sale | 7,843,000 | 9,424,000 | 12,518,000 | 7,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,592,000 | 51,158,000 | 51,054,000 | 50,985,000 |
| Interest-bearing deposits | 43,912,000 | 44,555,000 | 43,435,000 | 43,218,000 |
| Noninterest-bearing deposits | 7,680,000 | 6,602,000 | 7,619,000 | 7,767,000 |
| Equity capital | 6,872,000 | 6,971,000 | 6,967,000 | 6,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,326,000 | 1,990,000 | 2,677,000 |
| Interest expense | 91,000 | 182,000 | 270,000 | 353,000 |
| Net interest income | 580,000 | 1,144,000 | 1,720,000 | 2,324,000 |
| Noninterest income | 117,000 | 246,000 | 322,000 | 234,000 |
| Noninterest expense | 580,000 | 1,154,000 | 1,849,000 | 3,376,000 |
| Provision for loan losses | 45,000 | 59,000 | 62,000 | -23,000 |
| Pretax income | 72,000 | 153,000 | 107,000 | -639,000 |
| Income tax | 25,000 | 50,000 | 35,000 | -38,000 |
| Net income | 47,000 | 103,000 | 72,000 | -601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,734,000 | 5,767,000 | 5,715,000 | 5,976,000 |
| Total capital | 6,193,000 | 6,210,000 | 6,142,000 | 6,402,000 |
| Risk-weighted assets | 36,136,000 | 34,799,000 | 33,636,000 | 33,602,000 |