Call reports 2011
ANSON BANK & TRUST CO. — 2011
What ANSON BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,055,000 | 57,089,000 | 57,457,000 | 56,830,000 |
| Total loans | 42,081,000 | 41,189,000 | 41,459,000 | 41,277,000 |
| Allowance for loan losses | 1,102,000 | 902,000 | 899,000 | 1,001,000 |
| Securities available for sale | 6,688,000 | 8,504,000 | 8,590,000 | 8,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,525,000 | 48,298,000 | 46,318,000 | 47,221,000 |
| Interest-bearing deposits | 42,184,000 | 42,119,000 | 40,556,000 | 41,081,000 |
| Noninterest-bearing deposits | 5,341,000 | 6,178,000 | 5,762,000 | 6,140,000 |
| Equity capital | 6,412,000 | 6,607,000 | 6,888,000 | 6,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,375,000 | 2,066,000 | 2,749,000 |
| Interest expense | 124,000 | 236,000 | 342,000 | 440,000 |
| Net interest income | 565,000 | 1,139,000 | 1,724,000 | 2,309,000 |
| Noninterest income | 106,000 | 207,000 | 288,000 | 384,000 |
| Noninterest expense | 530,000 | 1,075,000 | 1,629,000 | 2,186,000 |
| Provision for loan losses | 138,000 | 140,000 | 138,000 | 250,000 |
| Pretax income | 34,000 | 162,000 | 276,000 | 288,000 |
| Income tax | 10,000 | 44,000 | 80,000 | 91,000 |
| Net income | 24,000 | 118,000 | 196,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,605,000 | 5,675,000 | 5,731,000 | 5,710,000 |
| Total capital | 6,070,000 | 6,135,000 | 6,198,000 | 6,170,000 |
| Risk-weighted assets | 36,541,000 | 36,335,000 | 36,952,000 | 36,295,000 |