Call reports 2010
ANSON BANK & TRUST CO. — 2010
What ANSON BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,676,000 | 55,611,000 | 57,651,000 | 58,009,000 |
| Total loans | 40,795,000 | 42,534,000 | 43,835,000 | 44,095,000 |
| Allowance for loan losses | 438,000 | 503,000 | 913,000 | 969,000 |
| Securities available for sale | 7,714,000 | 7,897,000 | 8,250,000 | 7,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,451,000 | 42,356,000 | 46,244,000 | 48,182,000 |
| Interest-bearing deposits | 38,613,000 | 37,629,000 | 41,176,000 | 42,276,000 |
| Noninterest-bearing deposits | 3,839,000 | 4,727,000 | 5,068,000 | 5,906,000 |
| Equity capital | 5,934,000 | 6,056,000 | 5,914,000 | 5,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,448,000 | 2,175,000 | 2,865,000 |
| Interest expense | 170,000 | 331,000 | 487,000 | 638,000 |
| Net interest income | 545,000 | 1,117,000 | 1,688,000 | 2,227,000 |
| Noninterest income | 76,000 | 153,000 | 272,000 | 385,000 |
| Noninterest expense | 533,000 | 1,074,000 | 1,602,000 | 2,188,000 |
| Provision for loan losses | 10,000 | 78,000 | 500,000 | 656,000 |
| Pretax income | 70,000 | 127,000 | 144,000 | 54,000 |
| Income tax | 21,000 | 42,000 | 49,000 | 6,000 |
| Net income | 49,000 | 85,000 | 95,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,832,000 | 4,855,000 | 4,852,000 | 4,793,000 |
| Total capital | 5,270,000 | 5,331,000 | 5,329,000 | 5,276,000 |
| Risk-weighted assets | 36,726,000 | 38,014,000 | 37,721,000 | 38,142,000 |