Call reports 2009
ANSON BANK & TRUST CO. — 2009
What ANSON BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,779,000 | 48,862,000 | 55,847,000 | 55,310,000 |
| Total loans | 35,342,000 | 35,951,000 | 42,435,000 | 41,834,000 |
| Allowance for loan losses | 312,000 | 381,000 | 402,000 | 483,000 |
| Securities available for sale | 7,769,000 | 7,167,000 | 8,269,000 | 7,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,154,000 | 39,344,000 | 43,766,000 | 43,762,000 |
| Interest-bearing deposits | 37,417,000 | 35,438,000 | 40,490,000 | 40,044,000 |
| Noninterest-bearing deposits | 3,737,000 | 3,906,000 | 3,276,000 | 3,718,000 |
| Equity capital | 5,030,000 | 4,929,000 | 4,976,000 | 5,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,322,000 | 2,063,000 | 2,809,000 |
| Interest expense | 250,000 | 485,000 | 711,000 | 916,000 |
| Net interest income | 425,000 | 837,000 | 1,352,000 | 1,893,000 |
| Noninterest income | 104,000 | 191,000 | 259,000 | 349,000 |
| Noninterest expense | 484,000 | 1,004,000 | 1,560,000 | 2,349,000 |
| Provision for loan losses | 21,000 | 89,000 | 152,000 | 272,000 |
| Pretax income | 24,000 | -65,000 | -5,000 | -499,000 |
| Income tax | 6,000 | -16,000 | -2,000 | -173,000 |
| Net income | 18,000 | -49,000 | -3,000 | -326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,139,000 | 4,073,000 | 4,118,000 | 4,795,000 |
| Total capital | 4,451,000 | 4,454,000 | 4,520,000 | 5,278,000 |
| Risk-weighted assets | 35,866,000 | 35,528,000 | 40,659,000 | 39,561,000 |