Call reports 2007
ANSON BANK & TRUST CO. — 2007
What ANSON BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,813,000 | 48,437,000 | 47,467,000 | 49,616,000 |
| Total loans | 36,819,000 | 37,971,000 | 36,656,000 | 38,438,000 |
| Allowance for loan losses | 337,000 | 389,000 | 390,000 | 388,000 |
| Securities available for sale | 4,998,000 | 5,763,000 | 6,120,000 | 6,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,422,000 | 36,647,000 | 35,317,000 | 36,147,000 |
| Interest-bearing deposits | 34,216,000 | 33,251,000 | 32,441,000 | 32,479,000 |
| Noninterest-bearing deposits | 3,206,000 | 3,396,000 | 2,876,000 | 3,668,000 |
| Equity capital | 4,965,000 | 4,991,000 | 5,080,000 | 5,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,561,000 | 2,384,000 | 3,207,000 |
| Interest expense | 398,000 | 793,000 | 1,185,000 | 1,570,000 |
| Net interest income | 371,000 | 768,000 | 1,199,000 | 1,637,000 |
| Noninterest income | 49,000 | 114,000 | 183,000 | 261,000 |
| Noninterest expense | 393,000 | 794,000 | 1,210,000 | 1,674,000 |
| Provision for loan losses | 0 | 11,000 | 11,000 | 8,000 |
| Pretax income | 27,000 | 59,000 | 143,000 | 198,000 |
| Income tax | 7,000 | 15,000 | 38,000 | 58,000 |
| Net income | 20,000 | 44,000 | 105,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,004,000 | 4,027,000 | 4,088,000 | 4,123,000 |
| Total capital | 4,341,000 | 4,416,000 | 4,478,000 | 4,511,000 |
| Risk-weighted assets | 33,696,000 | 34,197,000 | 33,488,000 | 35,999,000 |