Call reports 2006
ANSON BANK & TRUST CO. — 2006
What ANSON BANK & TRUST CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,767,000 | 43,615,000 | 47,555,000 | 46,325,000 |
| Total loans | 33,475,000 | 35,418,000 | 35,840,000 | 35,308,000 |
| Allowance for loan losses | 360,000 | 325,000 | 337,000 | 337,000 |
| Securities available for sale | 4,443,000 | 4,419,000 | 4,844,000 | 5,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,138,000 | 31,158,000 | 35,350,000 | 36,034,000 |
| Interest-bearing deposits | 26,917,000 | 28,253,000 | 32,397,000 | 32,891,000 |
| Noninterest-bearing deposits | 3,221,000 | 2,905,000 | 2,953,000 | 3,143,000 |
| Equity capital | 4,843,000 | 4,830,000 | 4,894,000 | 4,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,308,000 | 2,081,000 | 2,862,000 |
| Interest expense | 274,000 | 603,000 | 990,000 | 1,385,000 |
| Net interest income | 340,000 | 705,000 | 1,091,000 | 1,477,000 |
| Noninterest income | 37,000 | 76,000 | 127,000 | 178,000 |
| Noninterest expense | 367,000 | 747,000 | 1,125,000 | 1,488,000 |
| Provision for loan losses | 32,000 | 55,000 | 67,000 | 67,000 |
| Pretax income | -22,000 | -21,000 | 26,000 | 100,000 |
| Income tax | -7,000 | -7,000 | 8,000 | 24,000 |
| Net income | -15,000 | -14,000 | 18,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,892,000 | 3,893,000 | 3,926,000 | 3,983,000 |
| Total capital | 4,252,000 | 4,218,000 | 4,263,000 | 4,320,000 |
| Risk-weighted assets | 28,878,000 | 30,406,000 | 32,356,000 | 32,032,000 |