Call reports 2005
ANSON BANK & TRUST CO. — 2005
What ANSON BANK & TRUST CO. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 36,327,000 | 36,644,000 | 38,208,000 | 39,063,000 |
| Total loans | 26,958,000 | 27,681,000 | 27,587,000 | 30,669,000 |
| Allowance for loan losses | 426,000 | 426,000 | 420,000 | 367,000 |
| Securities available for sale | 4,527,000 | 4,578,000 | 4,517,000 | 4,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,298,000 | 26,497,000 | 28,054,000 | 28,878,000 |
| Interest-bearing deposits | 23,995,000 | 24,200,000 | 24,900,000 | 25,655,000 |
| Noninterest-bearing deposits | 2,303,000 | 2,297,000 | 3,154,000 | 3,223,000 |
| Equity capital | 4,808,000 | 4,867,000 | 4,869,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 990,000 | 1,526,000 | 2,101,000 |
| Interest expense | 167,000 | 358,000 | 567,000 | 815,000 |
| Net interest income | 319,000 | 632,000 | 959,000 | 1,286,000 |
| Noninterest income | 38,000 | 77,000 | 120,000 | 167,000 |
| Noninterest expense | 297,000 | 614,000 | 932,000 | 1,265,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 50,000 | 85,000 | 137,000 | 173,000 |
| Income tax | 17,000 | 29,000 | 46,000 | 54,000 |
| Net income | 33,000 | 56,000 | 91,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,821,000 | 3,845,000 | 3,879,000 | 3,907,000 |
| Total capital | 4,130,000 | 4,162,000 | 4,204,000 | 4,246,000 |
| Risk-weighted assets | 24,636,000 | 25,234,000 | 25,888,000 | 27,119,000 |