Call reports 2004
ANSON BANK & TRUST CO. — 2004
What ANSON BANK & TRUST CO. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,689,000 | 35,620,000 | 36,946,000 | 36,230,000 |
| Total loans | 24,355,000 | 27,394,000 | 28,452,000 | 27,782,000 |
| Allowance for loan losses | 296,000 | 331,000 | 356,000 | 424,000 |
| Securities available for sale | 4,788,000 | 4,602,000 | 4,690,000 | 4,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,773,000 | 21,746,000 | 23,596,000 | 24,734,000 |
| Interest-bearing deposits | 18,190,000 | 20,420,000 | 21,662,000 | 22,369,000 |
| Noninterest-bearing deposits | 1,583,000 | 1,326,000 | 1,934,000 | 2,365,000 |
| Equity capital | 4,884,000 | 4,781,000 | 4,861,000 | 4,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 775,000 | 1,224,000 | 1,700,000 |
| Interest expense | 128,000 | 266,000 | 422,000 | 586,000 |
| Net interest income | 242,000 | 509,000 | 802,000 | 1,114,000 |
| Noninterest income | 46,000 | 83,000 | 120,000 | 160,000 |
| Noninterest expense | 275,000 | 534,000 | 808,000 | 1,099,000 |
| Provision for loan losses | 11,000 | 47,000 | 72,000 | 140,000 |
| Pretax income | 2,000 | 11,000 | 42,000 | 35,000 |
| Income tax | 1,000 | 4,000 | 14,000 | 0 |
| Net income | 1,000 | 7,000 | 28,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,755,000 | 3,761,000 | 3,782,000 | 3,788,000 |
| Total capital | 4,027,000 | 4,059,000 | 4,097,000 | 4,094,000 |
| Risk-weighted assets | 21,742,000 | 23,832,000 | 25,144,000 | 24,375,000 |