Call reports 2003
ANSON BANK & TRUST CO. — 2003
What ANSON BANK & TRUST CO. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,544,000 | 29,158,000 | 30,158,000 | 30,108,000 |
| Total loans | 18,622,000 | 18,935,000 | 20,143,000 | 21,269,000 |
| Allowance for loan losses | 270,000 | 268,000 | 272,000 | 286,000 |
| Securities available for sale | 2,673,000 | 2,319,000 | 1,771,000 | 4,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,609,000 | 19,142,000 | 20,143,000 | 20,093,000 |
| Interest-bearing deposits | 17,182,000 | 17,660,000 | 18,107,000 | 18,356,000 |
| Noninterest-bearing deposits | 1,427,000 | 1,482,000 | 2,036,000 | 1,737,000 |
| Equity capital | 4,792,000 | 4,833,000 | 4,833,000 | 4,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 711,000 | 1,029,000 | 1,378,000 |
| Interest expense | 163,000 | 309,000 | 445,000 | 574,000 |
| Net interest income | 203,000 | 402,000 | 584,000 | 804,000 |
| Noninterest income | 40,000 | 109,000 | 159,000 | 202,000 |
| Noninterest expense | 226,000 | 437,000 | 660,000 | 894,000 |
| Provision for loan losses | 2,000 | 7,000 | 11,000 | 26,000 |
| Pretax income | 15,000 | 67,000 | 72,000 | 86,000 |
| Income tax | 5,000 | 24,000 | 26,000 | 31,000 |
| Net income | 10,000 | 43,000 | 46,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,708,000 | 3,742,000 | 3,744,000 | 3,754,000 |
| Total capital | 3,921,000 | 3,957,000 | 3,975,000 | 3,992,000 |
| Risk-weighted assets | 16,953,000 | 17,450,000 | 18,472,000 | 18,984,000 |