Call reports 2002
ANSON BANK & TRUST CO. — 2002
What ANSON BANK & TRUST CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,651,000 | 29,291,000 | 29,921,000 | 28,148,000 |
| Total loans | 21,758,000 | 21,809,000 | 20,608,000 | 19,112,000 |
| Allowance for loan losses | 253,000 | 263,000 | 268,000 | 268,000 |
| Securities available for sale | 2,775,000 | 2,780,000 | 2,786,000 | 2,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,192,000 | 18,272,000 | 17,953,000 | 18,211,000 |
| Interest-bearing deposits | 18,247,000 | 16,924,000 | 16,456,000 | 16,286,000 |
| Noninterest-bearing deposits | 945,000 | 1,348,000 | 1,497,000 | 1,925,000 |
| Equity capital | 4,624,000 | 4,686,000 | 4,784,000 | 4,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 883,000 | 1,324,000 | 1,712,000 |
| Interest expense | 231,000 | 447,000 | 655,000 | 842,000 |
| Net interest income | 215,000 | 436,000 | 669,000 | 870,000 |
| Noninterest income | 18,000 | 37,000 | 98,000 | 141,000 |
| Noninterest expense | 190,000 | 374,000 | 566,000 | 781,000 |
| Provision for loan losses | 6,000 | 16,000 | 22,000 | 22,000 |
| Pretax income | 37,000 | 83,000 | 179,000 | 208,000 |
| Income tax | 13,000 | 30,000 | 65,000 | 76,000 |
| Net income | 24,000 | 53,000 | 114,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,590,000 | 3,619,000 | 3,680,000 | 3,698,000 |
| Total capital | 3,801,000 | 3,832,000 | 3,896,000 | 3,906,000 |
| Risk-weighted assets | 16,808,000 | 17,030,000 | 17,254,000 | 16,617,000 |