Call reports 2025
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2025
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 191,608,000 | 196,006,000 | 194,077,000 | 198,892,000 |
| Total loans | 151,655,000 | 154,076,000 | 153,753,000 | 152,582,000 |
| Allowance for loan losses | 1,240,000 | 1,300,000 | 1,390,000 | 1,480,000 |
| Securities available for sale | 28,924,000 | 29,834,000 | 30,886,000 | 30,732,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,203,000 | 176,917,000 | 172,943,000 | 178,730,000 |
| Interest-bearing deposits | 156,522,000 | 158,621,000 | 157,088,000 | 161,358,000 |
| Noninterest-bearing deposits | 16,681,000 | 18,296,000 | 15,855,000 | 17,372,000 |
| Equity capital | 17,767,000 | 18,330,000 | 18,989,000 | 19,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,468,000 | 4,916,000 | 7,484,000 | 10,082,000 |
| Interest expense | 1,184,000 | 2,380,000 | 3,579,000 | 4,784,000 |
| Net interest income | 1,284,000 | 2,536,000 | 3,905,000 | 5,298,000 |
| Noninterest income | 66,000 | 139,000 | 212,000 | 287,000 |
| Noninterest expense | 799,000 | 1,615,000 | 2,440,000 | 3,287,000 |
| Provision for loan losses | 40,000 | 100,000 | 190,000 | 280,000 |
| Pretax income | 511,000 | 960,000 | 1,487,000 | 2,018,000 |
| Income tax | 112,000 | 214,000 | 335,000 | 458,000 |
| Net income | 399,000 | 746,000 | 1,152,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,457,000 | 19,805,000 | 20,211,000 | 20,619,000 |
| Total capital | 20,707,000 | 21,115,000 | 21,611,000 | 22,109,000 |
| Risk-weighted assets | 128,569,000 | 130,691,000 | 131,206,000 | 129,574,000 |