Call reports 2024
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2024
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 177,958,000 | 177,698,000 | 182,825,000 | 193,098,000 |
| Total loans | 137,209,000 | 135,191,000 | 141,009,000 | 154,995,000 |
| Allowance for loan losses | 1,120,000 | 1,150,000 | 1,170,000 | 1,200,000 |
| Securities available for sale | 28,410,000 | 28,169,000 | 29,530,000 | 28,249,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,920,000 | 161,129,000 | 159,168,000 | 166,760,000 |
| Interest-bearing deposits | 140,349,000 | 144,267,000 | 144,018,000 | 150,335,000 |
| Noninterest-bearing deposits | 15,571,000 | 16,862,000 | 15,150,000 | 16,425,000 |
| Equity capital | 15,901,000 | 16,213,000 | 17,212,000 | 17,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,157,000 | 6,345,000 | 8,806,000 |
| Interest expense | 1,039,000 | 2,104,000 | 3,188,000 | 4,372,000 |
| Net interest income | 1,040,000 | 2,053,000 | 3,157,000 | 4,434,000 |
| Noninterest income | 52,000 | 108,000 | 186,000 | 250,000 |
| Noninterest expense | 764,000 | 1,524,000 | 2,323,000 | 3,129,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 298,000 | 577,000 | 940,000 | 1,445,000 |
| Income tax | 68,000 | 127,000 | 203,000 | 318,000 |
| Net income | 230,000 | 450,000 | 737,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,161,000 | 18,382,000 | 18,669,000 | 19,059,000 |
| Total capital | 19,291,000 | 19,542,000 | 19,849,000 | 20,269,000 |
| Risk-weighted assets | 113,418,000 | 112,143,000 | 118,289,000 | 131,249,000 |