Call reports 2023
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2023
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 171,328,000 | 175,767,000 | 177,022,000 | 177,805,000 |
| Total loans | 129,941,000 | 135,840,000 | 138,965,000 | 140,225,000 |
| Allowance for loan losses | 1,010,000 | 1,030,000 | 1,060,000 | 1,090,000 |
| Securities available for sale | 31,126,000 | 29,496,000 | 27,251,000 | 28,244,000 |
| Securities held to maturity | 0 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,917,000 | 151,558,000 | 150,947,000 | 152,793,000 |
| Interest-bearing deposits | 135,533,000 | 134,494,000 | 134,495,000 | 137,353,000 |
| Noninterest-bearing deposits | 15,384,000 | 17,064,000 | 16,452,000 | 15,440,000 |
| Equity capital | 14,959,000 | 15,078,000 | 14,714,000 | 15,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,545,000 | 5,481,000 | 7,488,000 |
| Interest expense | 649,000 | 1,460,000 | 2,407,000 | 3,395,000 |
| Net interest income | 1,063,000 | 2,085,000 | 3,074,000 | 4,093,000 |
| Noninterest income | 41,000 | 85,000 | 134,000 | 186,000 |
| Noninterest expense | 746,000 | 1,452,000 | 2,182,000 | 2,922,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 328,000 | 658,000 | 930,000 | 1,231,000 |
| Income tax | 74,000 | 143,000 | 195,000 | 255,000 |
| Net income | 254,000 | 515,000 | 735,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,210,000 | 17,471,000 | 17,691,000 | 17,931,000 |
| Total capital | 18,220,000 | 18,511,000 | 18,761,000 | 19,031,000 |
| Risk-weighted assets | 108,776,000 | 113,608,000 | 115,013,000 | 116,464,000 |