Call reports 2022
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2022
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 152,775,000 | 156,184,000 | 158,942,000 | 167,609,000 |
| Total loans | 112,814,000 | 115,505,000 | 120,827,000 | 127,263,000 |
| Allowance for loan losses | 900,000 | 920,000 | 950,000 | 980,000 |
| Securities available for sale | 33,033,000 | 32,321,000 | 30,482,000 | 31,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,015,000 | 136,415,000 | 137,364,000 | 144,250,000 |
| Interest-bearing deposits | 116,884,000 | 120,216,000 | 122,728,000 | 128,710,000 |
| Noninterest-bearing deposits | 15,131,000 | 16,199,000 | 14,636,000 | 15,540,000 |
| Equity capital | 14,681,000 | 14,357,000 | 13,699,000 | 14,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,641,000 | 4,094,000 | 5,653,000 |
| Interest expense | 212,000 | 447,000 | 732,000 | 1,216,000 |
| Net interest income | 1,068,000 | 2,194,000 | 3,362,000 | 4,437,000 |
| Noninterest income | 35,000 | 75,000 | 116,000 | 158,000 |
| Noninterest expense | 670,000 | 1,369,000 | 2,076,000 | 2,770,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 403,000 | 850,000 | 1,322,000 | 1,715,000 |
| Income tax | 103,000 | 215,000 | 332,000 | 427,000 |
| Net income | 300,000 | 635,000 | 990,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,967,000 | 16,302,000 | 16,657,000 | 16,956,000 |
| Total capital | 16,867,000 | 17,222,000 | 17,607,000 | 17,936,000 |
| Risk-weighted assets | 93,920,000 | 96,138,000 | 99,896,000 | 105,619,000 |