Call reports 2021
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2021
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 136,458,000 | 143,514,000 | 147,329,000 | 148,788,000 |
| Total loans | 94,070,000 | 103,389,000 | 108,009,000 | 110,262,000 |
| Allowance for loan losses | 668,000 | 770,000 | 829,000 | 870,000 |
| Securities available for sale | 33,230,000 | 32,745,000 | 32,686,000 | 32,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,991,000 | 122,952,000 | 125,306,000 | 127,361,000 |
| Interest-bearing deposits | 104,271,000 | 108,297,000 | 110,111,000 | 112,893,000 |
| Noninterest-bearing deposits | 12,720,000 | 14,655,000 | 15,195,000 | 14,468,000 |
| Equity capital | 15,136,000 | 15,254,000 | 15,534,000 | 15,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,314,000 | 3,611,000 | 4,922,000 |
| Interest expense | 265,000 | 523,000 | 778,000 | 1,018,000 |
| Net interest income | 822,000 | 1,791,000 | 2,833,000 | 3,904,000 |
| Noninterest income | 33,000 | 69,000 | 105,000 | 137,000 |
| Noninterest expense | 631,000 | 1,262,000 | 1,882,000 | 2,535,000 |
| Provision for loan losses | 37,000 | 143,000 | 202,000 | 243,000 |
| Pretax income | 187,000 | 517,000 | 916,000 | 1,325,000 |
| Income tax | 37,000 | 102,000 | 241,000 | 348,000 |
| Net income | 150,000 | 415,000 | 675,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,840,000 | 15,104,000 | 15,365,000 | 15,667,000 |
| Total capital | 15,508,000 | 15,874,000 | 16,194,000 | 16,537,000 |
| Risk-weighted assets | 77,686,000 | 85,024,000 | 90,466,000 | 90,858,000 |