Call reports 2020
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2020
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,742,000 | 124,944,000 | 124,966,000 | 128,180,000 |
| Total loans | 73,882,000 | 79,120,000 | 81,228,000 | 87,083,000 |
| Allowance for loan losses | 557,000 | 572,000 | 603,000 | 631,000 |
| Securities available for sale | 33,558,000 | 38,490,000 | 35,956,000 | 34,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,222,000 | 105,254,000 | 105,688,000 | 108,846,000 |
| Interest-bearing deposits | 93,373,000 | 95,088,000 | 95,979,000 | 98,022,000 |
| Noninterest-bearing deposits | 7,849,000 | 10,166,000 | 9,709,000 | 10,824,000 |
| Equity capital | 14,312,000 | 14,667,000 | 14,874,000 | 15,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,086,000 | 3,162,000 | 4,296,000 |
| Interest expense | 336,000 | 649,000 | 945,000 | 1,227,000 |
| Net interest income | 709,000 | 1,437,000 | 2,217,000 | 3,069,000 |
| Noninterest income | 30,000 | 61,000 | 93,000 | 126,000 |
| Noninterest expense | 589,000 | 1,137,000 | 1,694,000 | 2,330,000 |
| Provision for loan losses | 15,000 | 30,000 | 61,000 | 89,000 |
| Pretax income | 136,000 | 332,000 | 572,000 | 793,000 |
| Income tax | 27,000 | 62,000 | 106,000 | 147,000 |
| Net income | 109,000 | 270,000 | 466,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,153,000 | 14,314,000 | 14,509,000 | 14,690,000 |
| Total capital | 14,710,000 | 14,886,000 | 15,112,000 | 15,321,000 |
| Risk-weighted assets | 62,520,000 | 66,349,000 | 68,051,000 | 71,234,000 |