Call reports 2019
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2019
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,392,000 | 106,442,000 | 108,960,000 | 113,246,000 |
| Total loans | 66,420,000 | 67,759,000 | 68,731,000 | 70,293,000 |
| Allowance for loan losses | 504,000 | 512,000 | 527,000 | 542,000 |
| Securities available for sale | 32,472,000 | 31,427,000 | 33,480,000 | 33,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,944,000 | 91,944,000 | 94,971,000 | 99,206,000 |
| Interest-bearing deposits | 85,471,000 | 84,882,000 | 87,241,000 | 91,330,000 |
| Noninterest-bearing deposits | 7,473,000 | 7,062,000 | 7,730,000 | 7,876,000 |
| Equity capital | 13,215,000 | 13,554,000 | 13,769,000 | 13,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,892,000 | 2,880,000 | 3,894,000 |
| Interest expense | 294,000 | 603,000 | 939,000 | 1,285,000 |
| Net interest income | 637,000 | 1,289,000 | 1,941,000 | 2,609,000 |
| Noninterest income | 33,000 | 64,000 | 97,000 | 132,000 |
| Noninterest expense | 525,000 | 1,050,000 | 1,570,000 | 2,138,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 130,000 | 273,000 | 423,000 | 543,000 |
| Income tax | 25,000 | 51,000 | 79,000 | 100,000 |
| Net income | 105,000 | 222,000 | 344,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,706,000 | 13,823,000 | 13,945,000 | 14,044,000 |
| Total capital | 14,210,000 | 14,335,000 | 14,472,000 | 14,586,000 |
| Risk-weighted assets | 56,285,000 | 56,525,000 | 57,978,000 | 59,745,000 |