Call reports 2016
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2016
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 96,834,000 | 99,012,000 | 99,114,000 | 96,786,000 |
| Total loans | 35,406,000 | 36,234,000 | 40,718,000 | 47,005,000 |
| Allowance for loan losses | 278,000 | 268,000 | 280,000 | 307,000 |
| Securities available for sale | 54,490,000 | 54,698,000 | 49,934,000 | 41,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,466,000 | 83,461,000 | 81,990,000 | 83,827,000 |
| Interest-bearing deposits | 77,003,000 | 77,147,000 | 76,396,000 | 77,622,000 |
| Noninterest-bearing deposits | 5,463,000 | 6,314,000 | 5,594,000 | 6,205,000 |
| Equity capital | 13,122,000 | 13,411,000 | 13,438,000 | 12,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,308,000 | 1,947,000 | 2,631,000 |
| Interest expense | 137,000 | 279,000 | 423,000 | 573,000 |
| Net interest income | 519,000 | 1,029,000 | 1,524,000 | 2,058,000 |
| Noninterest income | 29,000 | 58,000 | 96,000 | 125,000 |
| Noninterest expense | 495,000 | 1,010,000 | 1,555,000 | 2,099,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 40,000 |
| Pretax income | 53,000 | 59,000 | 129,000 | 174,000 |
| Income tax | 30,000 | 42,000 | 36,000 | 45,000 |
| Net income | 23,000 | 17,000 | 93,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,129,000 | 13,141,000 | 13,217,000 | 13,253,000 |
| Total capital | 13,407,000 | 13,409,000 | 13,497,000 | 13,560,000 |
| Risk-weighted assets | 35,465,000 | 36,084,000 | 40,090,000 | 42,231,000 |