Call reports 2013
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2013
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,548,000 | 117,013,000 | 112,176,000 | 110,295,000 |
| Total loans | 43,169,000 | 41,303,000 | 40,612,000 | 38,611,000 |
| Allowance for loan losses | 387,000 | 294,000 | 207,000 | 210,000 |
| Securities available for sale | 64,961,000 | 62,473,000 | 59,888,000 | 58,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,180,000 | 104,036,000 | 99,031,000 | 97,460,000 |
| Interest-bearing deposits | 103,592,000 | 99,602,000 | 93,895,000 | 91,914,000 |
| Noninterest-bearing deposits | 4,588,000 | 4,434,000 | 5,136,000 | 5,546,000 |
| Equity capital | 13,734,000 | 12,813,000 | 13,000,000 | 12,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,589,000 | 2,353,000 | 3,142,000 |
| Interest expense | 318,000 | 623,000 | 909,000 | 1,166,000 |
| Net interest income | 524,000 | 966,000 | 1,444,000 | 1,976,000 |
| Noninterest income | 56,000 | 95,000 | 140,000 | 149,000 |
| Noninterest expense | 339,000 | 811,000 | 1,332,000 | 1,833,000 |
| Provision for loan losses | 43,000 | 207,000 | 207,000 | 207,000 |
| Pretax income | 206,000 | 51,000 | 53,000 | 155,000 |
| Income tax | 70,000 | 13,000 | 14,000 | 48,000 |
| Net income | 136,000 | 38,000 | 39,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,813,000 | 12,713,000 | 12,714,000 | 12,781,000 |
| Total capital | 13,200,000 | 13,007,000 | 12,921,000 | 12,991,000 |
| Risk-weighted assets | 40,473,000 | 40,407,000 | 38,874,000 | 37,482,000 |