Call reports 2012
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS — 2012
What FIRST FEDERAL SAVINGS BANK OF MASCOUTAH, ILLINOIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 130,178,000 | 128,218,000 | 124,330,000 | 121,950,000 |
| Total loans | 49,285,000 | 47,788,000 | 45,953,000 | 44,506,000 |
| Allowance for loan losses | 298,000 | 325,000 | 326,000 | 346,000 |
| Securities available for sale | 65,960,000 | 68,953,000 | 65,939,000 | 67,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,753,000 | 113,494,000 | 109,807,000 | 107,644,000 |
| Interest-bearing deposits | 111,596,000 | 109,190,000 | 105,765,000 | 103,578,000 |
| Noninterest-bearing deposits | 4,157,000 | 4,304,000 | 4,042,000 | 4,066,000 |
| Equity capital | 13,573,000 | 13,793,000 | 13,706,000 | 13,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,139,000 | 3,139,000 | 4,039,000 |
| Interest expense | 439,000 | 849,000 | 1,223,000 | 1,572,000 |
| Net interest income | 628,000 | 1,290,000 | 1,916,000 | 2,467,000 |
| Noninterest income | 11,000 | 33,000 | 77,000 | 132,000 |
| Noninterest expense | 566,000 | 1,086,000 | 2,062,000 | 2,292,000 |
| Provision for loan losses | 0 | 27,000 | 27,000 | 42,000 |
| Pretax income | 208,000 | 345,000 | 532,000 | 893,000 |
| Income tax | 70,000 | 118,000 | 172,000 | 300,000 |
| Net income | 138,000 | 227,000 | 360,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,227,000 | 12,317,000 | 12,446,000 | 12,676,000 |
| Total capital | 12,525,000 | 12,642,000 | 12,772,000 | 13,022,000 |
| Risk-weighted assets | 43,896,000 | 42,651,000 | 41,338,000 | 41,801,000 |