Call reports 2020
OPUS BANK — 2020
What OPUS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 8,383,194,000 |
| Total loans | 5,990,516,000 |
| Allowance for loan losses | 51,424,000 |
| Securities available for sale | 991,261,000 |
| Securities held to maturity | 0 |
| Trading assets | 3,696,000 |
| Total deposits | 6,712,787,000 |
| Interest-bearing deposits | 5,866,521,000 |
| Noninterest-bearing deposits | 846,266,000 |
| Equity capital | 1,006,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 69,222,000 |
| Interest expense | 17,823,000 |
| Net interest income | 51,399,000 |
| Noninterest income | 13,373,000 |
| Noninterest expense | 138,836,000 |
| Provision for loan losses | 7,557,000 |
| Pretax income | -81,617,000 |
| Income tax | 3,226,000 |
| Net income | -84,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 745,972,000 |
| Total capital | 928,489,000 |
| Risk-weighted assets | 6,146,553,000 |