Call reports 2019
OPUS BANK — 2019
What OPUS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 7,687,905,000 | 7,856,961,000 | 7,771,343,000 | 7,992,400,000 |
| Total loans | 5,461,738,000 | 5,868,243,000 | 5,802,075,000 | 5,900,725,000 |
| Allowance for loan losses | 58,483,000 | 57,724,000 | 45,156,000 | 40,844,000 |
| Securities available for sale | 1,093,915,000 | 1,051,067,000 | 1,010,253,000 | 1,039,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,081,287,000 | 6,231,594,000 | 6,282,057,000 | 6,484,052,000 |
| Interest-bearing deposits | 5,295,337,000 | 5,485,125,000 | 5,506,763,000 | 5,704,656,000 |
| Noninterest-bearing deposits | 785,950,000 | 746,469,000 | 775,294,000 | 779,396,000 |
| Equity capital | 1,048,106,000 | 1,061,328,000 | 1,083,043,000 | 1,099,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 67,284,000 | 138,622,000 | 208,972,000 | 278,480,000 |
| Interest expense | 16,104,000 | 36,551,000 | 57,015,000 | 76,473,000 |
| Net interest income | 51,180,000 | 102,071,000 | 151,957,000 | 202,007,000 |
| Noninterest income | 10,894,000 | 22,267,000 | 34,786,000 | 47,950,000 |
| Noninterest expense | 45,693,000 | 91,771,000 | 131,617,000 | 171,050,000 |
| Provision for loan losses | 2,197,000 | 5,478,000 | -2,219,000 | -4,905,000 |
| Pretax income | 14,297,000 | 27,208,000 | 57,466,000 | 83,935,000 |
| Income tax | 3,436,000 | 7,661,000 | 15,921,000 | 22,101,000 |
| Net income | 10,861,000 | 19,547,000 | 41,545,000 | 61,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 686,833,000 | 691,411,000 | 716,872,000 | 732,385,000 |
| Total capital | 879,751,000 | 883,718,000 | 896,656,000 | 907,725,000 |
| Risk-weighted assets | 5,925,361,000 | 5,982,081,000 | 5,875,212,000 | 6,019,699,000 |
Machine access — free, no API key
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