Call reports 2018
OPUS BANK — 2018
What OPUS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 7,297,761,000 | 7,193,326,000 | 7,395,074,000 | 7,180,903,000 |
| Total loans | 5,229,211,000 | 5,072,519,000 | 5,160,020,000 | 5,165,365,000 |
| Allowance for loan losses | 67,842,000 | 59,197,000 | 59,029,000 | 54,664,000 |
| Securities available for sale | 1,098,997,000 | 1,025,012,000 | 1,020,088,000 | 1,081,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,063,594,000 | 5,941,766,000 | 6,152,190,000 | 5,957,533,000 |
| Interest-bearing deposits | 5,187,806,000 | 5,089,283,000 | 5,251,377,000 | 5,180,746,000 |
| Noninterest-bearing deposits | 875,788,000 | 852,483,000 | 900,813,000 | 776,787,000 |
| Equity capital | 1,022,378,000 | 1,033,057,000 | 1,037,050,000 | 1,040,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 61,143,000 | 121,696,000 | 183,591,000 | 248,707,000 |
| Interest expense | 8,989,000 | 19,647,000 | 32,267,000 | 46,227,000 |
| Net interest income | 52,154,000 | 102,049,000 | 151,324,000 | 202,480,000 |
| Noninterest income | 12,651,000 | 25,185,000 | 36,241,000 | 48,771,000 |
| Noninterest expense | 44,062,000 | 87,184,000 | 130,833,000 | 184,483,000 |
| Provision for loan losses | 3,914,000 | 3,700,000 | 11,942,000 | 19,601,000 |
| Pretax income | 17,011,000 | 36,532,000 | 44,972,000 | 37,457,000 |
| Income tax | 4,107,000 | 8,165,000 | 7,193,000 | 6,539,000 |
| Net income | 12,904,000 | 28,367,000 | 37,779,000 | 30,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 662,573,000 | 676,216,000 | 683,162,000 | 669,281,000 |
| Total capital | 864,915,000 | 869,923,000 | 876,908,000 | 858,300,000 |
| Risk-weighted assets | 5,799,613,000 | 5,458,576,000 | 5,566,043,000 | 5,614,428,000 |