Call reports 2017
OPUS BANK — 2017
What OPUS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 7,983,691,000 | 7,676,459,000 | 7,328,200,000 | 7,486,809,000 |
| Total loans | 5,432,314,000 | 5,218,233,000 | 5,060,686,000 | 5,173,357,000 |
| Allowance for loan losses | 112,230,000 | 87,745,000 | 78,176,000 | 75,930,000 |
| Securities available for sale | 899,967,000 | 1,140,651,000 | 1,090,381,000 | 1,127,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,728,644,000 | 6,344,449,000 | 6,076,909,000 | 5,950,066,000 |
| Interest-bearing deposits | 5,696,261,000 | 5,398,739,000 | 5,219,964,000 | 5,126,607,000 |
| Noninterest-bearing deposits | 1,032,383,000 | 945,710,000 | 856,945,000 | 823,459,000 |
| Equity capital | 985,628,000 | 1,001,771,000 | 1,023,002,000 | 1,023,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 65,702,000 | 131,751,000 | 194,891,000 | 256,291,000 |
| Interest expense | 9,171,000 | 18,240,000 | 27,287,000 | 36,134,000 |
| Net interest income | 56,531,000 | 113,511,000 | 167,604,000 | 220,157,000 |
| Noninterest income | 11,538,000 | 25,253,000 | 38,749,000 | 50,455,000 |
| Noninterest expense | 50,055,000 | 98,760,000 | 144,362,000 | 190,523,000 |
| Provision for loan losses | 5,968,000 | -1,130,000 | -11,776,000 | -8,823,000 |
| Pretax income | 12,565,000 | 41,691,000 | 74,942,000 | 90,417,000 |
| Income tax | 4,908,000 | 15,795,000 | 28,500,000 | 42,774,000 |
| Net income | 7,657,000 | 25,896,000 | 46,442,000 | 47,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 614,817,000 | 632,610,000 | 658,456,000 | 660,143,000 |
| Total capital | 824,487,000 | 838,893,000 | 862,363,000 | 865,216,000 |
| Risk-weighted assets | 6,130,768,000 | 5,875,683,000 | 5,688,218,000 | 5,779,574,000 |