Call reports 2014
OPUS BANK — 2014
What OPUS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,036,019,000 | 4,346,455,000 | 4,722,746,000 | 5,085,649,000 |
| Total loans | 3,173,551,000 | 3,417,019,000 | 3,730,608,000 | 4,085,501,000 |
| Allowance for loan losses | 17,210,000 | 17,171,000 | 21,568,000 | 23,043,000 |
| Securities available for sale | 205,911,000 | 188,986,000 | 190,326,000 | 174,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,980,594,000 | 3,158,125,000 | 3,511,362,000 | 3,799,364,000 |
| Interest-bearing deposits | 2,443,473,000 | 2,612,540,000 | 2,902,716,000 | 3,173,737,000 |
| Noninterest-bearing deposits | 537,121,000 | 545,585,000 | 608,646,000 | 625,627,000 |
| Equity capital | 683,111,000 | 775,446,000 | 784,585,000 | 799,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 44,151,000 | 86,606,000 | 130,641,000 | 179,094,000 |
| Interest expense | 4,129,000 | 8,803,000 | 14,170,000 | 20,036,000 |
| Net interest income | 40,022,000 | 77,803,000 | 116,471,000 | 159,058,000 |
| Noninterest income | 1,893,000 | 5,826,000 | 9,712,000 | 12,612,000 |
| Noninterest expense | 21,832,000 | 47,287,000 | 72,524,000 | 98,611,000 |
| Provision for loan losses | -198,000 | -214,000 | 4,334,000 | 5,809,000 |
| Pretax income | 20,281,000 | 36,556,000 | 49,024,000 | 66,949,000 |
| Income tax | 7,018,000 | 13,026,000 | 17,766,000 | 23,122,000 |
| Net income | 13,263,000 | 23,530,000 | 31,258,000 | 43,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 371,363,000 | 473,184,000 | 499,411,000 | 518,644,000 |
| Total capital | 388,831,000 | 490,708,000 | 521,485,000 | 542,351,000 |
| Risk-weighted assets | 2,905,707,000 | 3,201,253,000 | 3,573,068,000 | 3,910,806,000 |
Machine access — free, no API key
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