Call reports 2013
OPUS BANK — 2013
What OPUS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,999,656,000 | 3,190,074,000 | 3,475,432,000 | 3,739,457,000 |
| Total loans | 2,279,911,000 | 2,398,917,000 | 2,617,573,000 | 2,850,752,000 |
| Allowance for loan losses | 16,569,000 | 19,684,000 | 18,435,000 | 17,437,000 |
| Securities available for sale | 181,307,000 | 252,629,000 | 233,587,000 | 221,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,108,960,000 | 2,300,594,000 | 2,495,523,000 | 2,748,293,000 |
| Interest-bearing deposits | 1,745,280,000 | 1,897,065,000 | 2,020,334,000 | 2,247,956,000 |
| Noninterest-bearing deposits | 363,680,000 | 403,529,000 | 475,189,000 | 500,337,000 |
| Equity capital | 536,316,000 | 553,269,000 | 662,336,000 | 668,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 32,342,000 | 75,254,000 | 109,031,000 | 145,851,000 |
| Interest expense | 2,838,000 | 6,067,000 | 9,526,000 | 13,434,000 |
| Net interest income | 29,504,000 | 69,187,000 | 99,505,000 | 132,417,000 |
| Noninterest income | 2,449,000 | 9,322,000 | 10,264,000 | 12,945,000 |
| Noninterest expense | 25,060,000 | 49,914,000 | 72,718,000 | 102,990,000 |
| Provision for loan losses | -1,012,000 | 2,103,000 | 861,000 | -137,000 |
| Pretax income | 7,905,000 | 26,600,000 | 36,298,000 | 42,617,000 |
| Income tax | 17,000 | 28,000 | -99,660,000 | -100,495,000 |
| Net income | 7,888,000 | 26,572,000 | 135,958,000 | 143,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,255,000 | 303,182,000 | 330,867,000 | 343,947,000 |
| Total capital | 300,875,000 | 322,956,000 | 349,413,000 | 361,504,000 |
| Risk-weighted assets | 2,013,633,000 | 2,068,341,000 | 2,394,891,000 | 2,616,628,000 |
Machine access — free, no API key
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