Call reports 2008
OPUS BANK — 2008
What OPUS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 350,719,000 | 337,442,000 | 340,335,000 | 297,032,000 |
| Total loans | 182,078,000 | 189,687,000 | 206,463,000 | 165,675,000 |
| Allowance for loan losses | 2,732,000 | 2,878,000 | 2,995,000 | 2,567,000 |
| Securities available for sale | 133,926,000 | 123,985,000 | 109,468,000 | 105,508,000 |
| Securities held to maturity | 382,000 | 382,000 | 331,000 | 331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,174,000 | 251,875,000 | 256,736,000 | 240,622,000 |
| Interest-bearing deposits | 192,316,000 | 171,993,000 | 179,828,000 | 168,789,000 |
| Noninterest-bearing deposits | 83,858,000 | 79,882,000 | 76,908,000 | 71,833,000 |
| Equity capital | 20,028,000 | 18,321,000 | 11,591,000 | 13,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,286,000 | 10,432,000 | 15,497,000 | 20,230,000 |
| Interest expense | 1,651,000 | 3,024,000 | 4,415,000 | 5,639,000 |
| Net interest income | 3,635,000 | 7,408,000 | 11,082,000 | 14,591,000 |
| Noninterest income | 239,000 | 450,000 | 685,000 | 906,000 |
| Noninterest expense | 2,279,000 | 4,506,000 | 6,819,000 | 9,102,000 |
| Provision for loan losses | 123,000 | 266,000 | 390,000 | 24,000 |
| Pretax income | 1,472,000 | 3,086,000 | -6,617,000 | -10,949,000 |
| Income tax | 473,000 | 1,091,000 | -1,036,000 | -4,718,000 |
| Net income | 999,000 | 1,995,000 | -5,581,000 | -6,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,509,000 | 25,220,000 | 18,887,000 | 12,198,000 |
| Total capital | 27,248,000 | 28,105,000 | 21,889,000 | 14,772,000 |
| Risk-weighted assets | 239,861,000 | 244,367,000 | 257,126,000 | 222,731,000 |
Machine access — free, no API key
Every figure shown here about OPUS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.