Call reports 2007
OPUS BANK — 2007
What OPUS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 294,709,000 | 297,790,000 | 314,379,000 | 328,154,000 |
| Total loans | 168,018,000 | 168,127,000 | 168,939,000 | 173,519,000 |
| Allowance for loan losses | 2,607,000 | 2,608,000 | 2,611,000 | 2,604,000 |
| Securities available for sale | 95,689,000 | 98,483,000 | 126,348,000 | 140,305,000 |
| Securities held to maturity | 479,000 | 2,379,000 | 3,731,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,713,000 | 272,925,000 | 272,657,000 | 265,426,000 |
| Interest-bearing deposits | 187,257,000 | 186,822,000 | 193,832,000 | 187,180,000 |
| Noninterest-bearing deposits | 82,456,000 | 86,103,000 | 78,825,000 | 78,246,000 |
| Equity capital | 24,004,000 | 24,148,000 | 23,495,000 | 23,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,697,000 | 9,522,000 | 14,503,000 | 19,762,000 |
| Interest expense | 1,635,000 | 3,182,000 | 4,779,000 | 6,609,000 |
| Net interest income | 3,062,000 | 6,340,000 | 9,724,000 | 13,153,000 |
| Noninterest income | 257,000 | 456,000 | 639,000 | 849,000 |
| Noninterest expense | 2,107,000 | 4,272,000 | 6,482,000 | 8,650,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 1,203,000 | 2,515,000 | 3,769,000 | 5,240,000 |
| Income tax | 494,000 | 1,040,000 | 1,553,000 | 2,158,000 |
| Net income | 709,000 | 1,475,000 | 2,216,000 | 3,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,350,000 | 22,782,000 | 23,227,000 | 23,799,000 |
| Total capital | 24,847,000 | 25,298,000 | 25,845,000 | 26,410,000 |
| Risk-weighted assets | 199,678,000 | 201,179,000 | 212,521,000 | 225,929,000 |
Machine access — free, no API key
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