Call reports 2006
OPUS BANK — 2006
What OPUS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 278,637,000 | 283,852,000 | 287,835,000 | 287,378,000 |
| Total loans | 155,963,000 | 161,233,000 | 167,981,000 | 172,862,000 |
| Allowance for loan losses | 2,339,000 | 2,486,000 | 2,521,000 | 2,596,000 |
| Securities available for sale | 106,749,000 | 102,071,000 | 97,262,000 | 96,613,000 |
| Securities held to maturity | 1,875,000 | 1,879,000 | 526,000 | 526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,805,000 | 247,100,000 | 264,091,000 | 262,823,000 |
| Interest-bearing deposits | 178,080,000 | 169,940,000 | 176,711,000 | 180,874,000 |
| Noninterest-bearing deposits | 77,725,000 | 77,160,000 | 87,380,000 | 81,949,000 |
| Equity capital | 21,797,000 | 22,169,000 | 22,963,000 | 23,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,184,000 | 8,688,000 | 13,392,000 | 18,246,000 |
| Interest expense | 1,175,000 | 2,630,000 | 4,207,000 | 5,842,000 |
| Net interest income | 3,009,000 | 6,058,000 | 9,185,000 | 12,404,000 |
| Noninterest income | 224,000 | 416,000 | 609,000 | 809,000 |
| Noninterest expense | 1,900,000 | 3,848,000 | 5,806,000 | 7,750,000 |
| Provision for loan losses | 113,000 | 259,000 | 296,000 | 372,000 |
| Pretax income | 1,254,000 | 2,401,000 | 3,726,000 | 5,125,000 |
| Income tax | 515,000 | 986,000 | 1,529,000 | 2,098,000 |
| Net income | 739,000 | 1,415,000 | 2,197,000 | 3,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,120,000 | 20,663,000 | 21,265,000 | 21,867,000 |
| Total capital | 22,355,000 | 22,981,000 | 23,623,000 | 24,333,000 |
| Risk-weighted assets | 178,692,000 | 185,283,000 | 188,477,000 | 197,114,000 |
Machine access — free, no API key
Every figure shown here about OPUS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.