Call reports 2004
CANEY VALLEY NATIONAL BANK — 2004
What CANEY VALLEY NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,418,000 | 43,568,000 | 45,046,000 | 45,456,000 |
| Total loans | 27,074,000 | 28,046,000 | 26,874,000 | 28,038,000 |
| Allowance for loan losses | 169,000 | 220,000 | 220,000 | 221,000 |
| Securities available for sale | 13,566,000 | 14,148,000 | 15,419,000 | 15,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,899,000 | 38,013,000 | 39,109,000 | 39,903,000 |
| Interest-bearing deposits | 36,023,000 | 35,201,000 | 35,556,000 | 36,453,000 |
| Noninterest-bearing deposits | 2,876,000 | 2,812,000 | 3,553,000 | 3,450,000 |
| Equity capital | 4,442,000 | 4,049,000 | 4,428,000 | 4,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,212,000 | 1,837,000 | 2,480,000 |
| Interest expense | 213,000 | 428,000 | 654,000 | 894,000 |
| Net interest income | 385,000 | 784,000 | 1,183,000 | 1,586,000 |
| Noninterest income | 39,000 | 87,000 | 137,000 | 197,000 |
| Noninterest expense | 241,000 | 479,000 | 707,000 | 1,076,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 183,000 | 342,000 | 568,000 | 662,000 |
| Income tax | 7,000 | 13,000 | 18,000 | 30,000 |
| Net income | 176,000 | 329,000 | 550,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,350,000 | 4,304,000 | 4,424,000 | 4,119,000 |
| Total capital | 4,519,000 | 4,524,000 | 4,644,000 | 4,340,000 |
| Risk-weighted assets | 25,316,000 | 26,191,000 | 25,564,000 | 26,658,000 |