Call reports 2002
CANEY VALLEY NATIONAL BANK — 2002
What CANEY VALLEY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,164,000 | 34,844,000 | 38,972,000 | 40,246,000 |
| Total loans | 20,443,000 | 22,652,000 | 22,900,000 | 25,002,000 |
| Allowance for loan losses | 224,000 | 225,000 | 225,000 | 228,000 |
| Securities available for sale | 10,695,000 | 10,208,000 | 11,587,000 | 11,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,782,000 | 30,397,000 | 34,499,000 | 35,982,000 |
| Interest-bearing deposits | 27,992,000 | 27,865,000 | 31,805,000 | 32,920,000 |
| Noninterest-bearing deposits | 2,790,000 | 2,532,000 | 2,694,000 | 3,062,000 |
| Equity capital | 4,279,000 | 4,358,000 | 4,368,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,099,000 | 1,710,000 | 2,286,000 |
| Interest expense | 238,000 | 446,000 | 683,000 | 936,000 |
| Net interest income | 292,000 | 653,000 | 1,027,000 | 1,350,000 |
| Noninterest income | 43,000 | 89,000 | 164,000 | 218,000 |
| Noninterest expense | 228,000 | 440,000 | 689,000 | 957,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 302,000 | 502,000 | 611,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 25,000 |
| Net income | 99,000 | 287,000 | 480,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,201,000 | 4,189,000 | 4,282,000 | 4,110,000 |
| Total capital | 4,425,000 | 4,414,000 | 4,507,000 | 4,338,000 |
| Risk-weighted assets | 19,446,000 | 21,102,000 | 21,852,000 | 23,008,000 |