Call reports 2009
FIRSTBANK — 2009
What FIRSTBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 299,982,000 | 306,369,000 | 307,826,000 | 333,748,000 |
| Total loans | 126,511,000 | 126,898,000 | 137,273,000 | 135,001,000 |
| Allowance for loan losses | 1,781,000 | 2,368,000 | 2,555,000 | 2,944,000 |
| Securities available for sale | 63,259,000 | 59,124,000 | 75,644,000 | 108,369,000 |
| Securities held to maturity | 86,170,000 | 81,103,000 | 73,660,000 | 68,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,219,000 | 283,537,000 | 285,584,000 | 311,269,000 |
| Interest-bearing deposits | 243,149,000 | 250,855,000 | 255,812,000 | 276,909,000 |
| Noninterest-bearing deposits | 35,070,000 | 32,682,000 | 29,772,000 | 34,360,000 |
| Equity capital | 20,608,000 | 20,943,000 | 21,489,000 | 21,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,126,000 | 8,141,000 | 12,077,000 | 15,945,000 |
| Interest expense | 1,113,000 | 2,117,000 | 3,055,000 | 3,920,000 |
| Net interest income | 3,013,000 | 6,024,000 | 9,022,000 | 12,025,000 |
| Noninterest income | 466,000 | 944,000 | 1,477,000 | 2,049,000 |
| Noninterest expense | 1,864,000 | 3,978,000 | 5,918,000 | 7,914,000 |
| Provision for loan losses | -92,000 | 543,000 | 896,000 | 1,675,000 |
| Pretax income | 1,708,000 | 2,448,000 | 3,686,000 | 4,486,000 |
| Income tax | 641,000 | 887,000 | 1,352,000 | 1,509,000 |
| Net income | 1,067,000 | 1,561,000 | 2,334,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,137,000 | 20,179,000 | 20,954,000 | 20,597,000 |
| Total capital | 21,956,000 | 22,082,000 | 22,957,000 | 22,683,000 |
| Risk-weighted assets | 151,472,000 | 151,828,000 | 159,638,000 | 166,021,000 |