Call reports 2006
FIRSTBANK — 2006
What FIRSTBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 287,162,000 | 273,443,000 | 277,632,000 | 278,123,000 |
| Total loans | 76,006,000 | 81,503,000 | 89,166,000 | 92,830,000 |
| Allowance for loan losses | 745,000 | 762,000 | 859,000 | 918,000 |
| Securities available for sale | 99,818,000 | 94,342,000 | 93,848,000 | 90,047,000 |
| Securities held to maturity | 82,872,000 | 83,621,000 | 83,097,000 | 83,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,217,000 | 246,059,000 | 239,683,000 | 235,872,000 |
| Interest-bearing deposits | 198,621,000 | 196,035,000 | 194,550,000 | 191,664,000 |
| Noninterest-bearing deposits | 54,595,000 | 50,024,000 | 45,132,000 | 44,207,000 |
| Equity capital | 16,901,000 | 16,321,000 | 17,687,000 | 17,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,609,000 | 7,471,000 | 11,480,000 | 15,538,000 |
| Interest expense | 1,345,000 | 3,034,000 | 5,021,000 | 7,140,000 |
| Net interest income | 2,264,000 | 4,437,000 | 6,459,000 | 8,398,000 |
| Noninterest income | 429,000 | 872,000 | 1,289,000 | 1,728,000 |
| Noninterest expense | 1,333,000 | 2,620,000 | 3,867,000 | 5,161,000 |
| Provision for loan losses | 6,000 | 35,000 | 144,000 | 211,000 |
| Pretax income | 1,354,000 | 2,654,000 | 3,737,000 | 4,754,000 |
| Income tax | 395,000 | 775,000 | 1,083,000 | 1,630,000 |
| Net income | 959,000 | 1,879,000 | 2,654,000 | 3,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,275,000 | 16,600,000 | 16,771,000 | 16,540,000 |
| Total capital | 17,050,000 | 17,394,000 | 17,665,000 | 17,494,000 |
| Risk-weighted assets | 115,481,000 | 120,297,000 | 125,172,000 | 127,443,000 |