Call reports 2005
FIRSTBANK — 2005
What FIRSTBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 252,227,000 | 246,121,000 | 252,566,000 | 253,257,000 |
| Total loans | 58,259,000 | 62,191,000 | 67,019,000 | 75,082,000 |
| Allowance for loan losses | 557,000 | 582,000 | 620,000 | 744,000 |
| Securities available for sale | 120,639,000 | 119,126,000 | 111,603,000 | 104,952,000 |
| Securities held to maturity | 52,323,000 | 51,950,000 | 61,125,000 | 59,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,861,000 | 223,997,000 | 218,727,000 | 226,845,000 |
| Interest-bearing deposits | 170,442,000 | 168,846,000 | 167,296,000 | 171,961,000 |
| Noninterest-bearing deposits | 62,418,000 | 55,152,000 | 51,432,000 | 54,884,000 |
| Equity capital | 16,532,000 | 17,949,000 | 17,382,000 | 17,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,015,000 | 6,246,000 | 9,583,000 | 12,997,000 |
| Interest expense | 731,000 | 1,594,000 | 2,614,000 | 3,830,000 |
| Net interest income | 2,284,000 | 4,652,000 | 6,969,000 | 9,167,000 |
| Noninterest income | 428,000 | 846,000 | 1,287,000 | 1,711,000 |
| Noninterest expense | 1,258,000 | 2,464,000 | 3,643,000 | 4,856,000 |
| Provision for loan losses | 11,000 | 40,000 | 80,000 | 215,000 |
| Pretax income | 1,443,000 | 2,994,000 | 4,533,000 | 5,807,000 |
| Income tax | 428,000 | 905,000 | 1,380,000 | 1,634,000 |
| Net income | 1,015,000 | 2,089,000 | 3,153,000 | 4,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,158,000 | 15,531,000 | 15,897,000 | 16,116,000 |
| Total capital | 15,715,000 | 16,113,000 | 16,517,000 | 16,860,000 |
| Risk-weighted assets | 93,322,000 | 96,207,000 | 102,817,000 | 107,722,000 |