Call reports 2004
FIRSTBANK — 2004
What FIRSTBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 235,478,000 | 243,370,000 | 245,840,000 | 241,154,000 |
| Total loans | 57,052,000 | 51,755,000 | 52,443,000 | 53,514,000 |
| Allowance for loan losses | 641,000 | 597,000 | 574,000 | 557,000 |
| Securities available for sale | 137,625,000 | 151,806,000 | 148,647,000 | 130,504,000 |
| Securities held to maturity | 24,894,000 | 24,959,000 | 32,999,000 | 43,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,111,000 | 214,575,000 | 210,209,000 | 213,987,000 |
| Interest-bearing deposits | 163,887,000 | 172,748,000 | 166,154,000 | 166,294,000 |
| Noninterest-bearing deposits | 43,223,000 | 41,827,000 | 44,055,000 | 47,693,000 |
| Equity capital | 16,285,000 | 14,651,000 | 17,308,000 | 16,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,178,000 | 8,084,000 | 11,178,000 |
| Interest expense | 627,000 | 1,201,000 | 1,782,000 | 2,473,000 |
| Net interest income | 1,940,000 | 3,977,000 | 6,302,000 | 8,705,000 |
| Noninterest income | 466,000 | 969,000 | 2,148,000 | 2,603,000 |
| Noninterest expense | 1,293,000 | 2,561,000 | 3,812,000 | 5,235,000 |
| Provision for loan losses | -406,000 | -477,000 | -497,000 | -530,000 |
| Pretax income | 1,519,000 | 2,922,000 | 5,195,000 | 6,724,000 |
| Income tax | 449,000 | 836,000 | 1,595,000 | 2,034,000 |
| Net income | 1,070,000 | 2,086,000 | 3,600,000 | 4,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,523,000 | 14,043,000 | 14,553,000 | 14,644,000 |
| Total capital | 14,164,000 | 14,640,000 | 15,127,000 | 15,201,000 |
| Risk-weighted assets | 91,231,000 | 89,481,000 | 86,252,000 | 85,114,000 |