Call reports 2025
PEOPLES NATIONAL BANK OF CHECOTAH, THE — 2025
What PEOPLES NATIONAL BANK OF CHECOTAH, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,389,000 | 167,659,000 | 164,255,000 | 169,063,000 |
| Total loans | 46,430,000 | 46,416,000 | 47,455,000 | 46,921,000 |
| Allowance for loan losses | 1,083,000 | 1,149,000 | 1,149,000 | 1,245,000 |
| Securities available for sale | 89,951,000 | 94,694,000 | 91,704,000 | 93,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,024,000 | 136,585,000 | 131,427,000 | 136,671,000 |
| Interest-bearing deposits | 97,794,000 | 94,547,000 | 90,541,000 | 94,850,000 |
| Noninterest-bearing deposits | 44,230,000 | 42,038,000 | 40,886,000 | 41,821,000 |
| Equity capital | 25,442,000 | 26,029,000 | 27,574,000 | 27,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,546,000 | 5,369,000 | 7,203,000 |
| Interest expense | 571,000 | 1,147,000 | 1,710,000 | 2,268,000 |
| Net interest income | 1,171,000 | 2,399,000 | 3,659,000 | 4,935,000 |
| Noninterest income | 312,000 | 642,000 | 981,000 | 1,316,000 |
| Noninterest expense | 1,006,000 | 2,048,000 | 3,075,000 | 4,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 477,000 | 993,000 | 1,565,000 | 2,079,000 |
| Income tax | 16,000 | 29,000 | 42,000 | 40,000 |
| Net income | 461,000 | 964,000 | 1,523,000 | 2,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,512,000 | 26,816,000 | 27,174,000 | 27,090,000 |
| Total capital | 27,310,000 | 27,609,000 | 27,972,000 | 27,883,000 |
| Risk-weighted assets | 63,581,000 | 63,072,000 | 63,512,000 | 63,022,000 |